How Digital Lending Shapes Bank Risk and Competition: Evidence from an Emerging Economy
Digital lending by non-banks reduces individual bank risk-taking and competition, with moderate systemic effects and stronger pressure on smaller banks.
Featured in No. 135 on 16 Oct 2026 · 8 days after release
- Released
- 8 Oct 2026
- First featured
- No. 135 · 16 Oct 2026
- Published in
- Not yet, as far as Semantic Scholar knows
- Fanfare
- 2 of 5
- Identifier
- RePEc:imf:imfwpa:2026/198
- Authors
- Enrique Bátiz-Zuk et al.
Citations and venue from Semantic Scholar (ODC-BY), refreshed weekly. Summary: Quant Letter (CC BY 4.0).