---
title: AI Agent for SME Loan Origination
url: https://www.ml-quant.com/papers/ssrn/5259658/
site: ML-Quant (https://www.ml-quant.com)
updated: 2026-09-26
license: Summaries CC BY 4.0; links go to the original sources
index: https://www.ml-quant.com/llms.txt
identifier: SSRN 5259658
source_url: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=5259658
featured: 2025-05-21
citations: unknown
topic: ML & AI Methods
---


# AI Agent for SME Loan Origination

The study presents a hybrid multiagent architecture that uses structured financial metrics and unstructured borrower intent to address the loan acquisition challenges faced by SMEs.

- Source: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=5259658
- Identifier: SSRN 5259658
- Released: 2025-05-19
- First featured: Quant Letter No. 98 (2025-05-21): https://www.ml-quant.com/issues/2025-05-21/
- Citations (Semantic Scholar): not tracked
- Published in: not yet
- Topic: ML & AI Methods

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