---
title: Big data in relationship banking
url: https://www.ml-quant.com/papers/ssrn/5178356/
site: ML-Quant (https://www.ml-quant.com)
updated: 2026-09-26
license: Summaries CC BY 4.0; links go to the original sources
index: https://www.ml-quant.com/llms.txt
identifier: SSRN 5178356
source_url: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=5178356
featured: 2025-03-20
citations: unknown
topic: Risk, Credit & Banking
---


# Big data in relationship banking

A credit market competition model suggests that Big Data screening can reduce bank profits and increase consumer surplus.

- Source: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=5178356
- Identifier: SSRN 5178356
- Released: 2025-03-14
- First featured: Quant Letter No. 89 (2025-03-20): https://www.ml-quant.com/issues/2025-03-20/
- Citations (Semantic Scholar): not tracked
- Published in: not yet
- Topic: Risk, Credit & Banking

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