---
title: Data Breach Impact on Bank Operations
url: https://www.ml-quant.com/papers/ssrn/4584825/
site: ML-Quant (https://www.ml-quant.com)
updated: 2026-09-26
license: Summaries CC BY 4.0; links go to the original sources
index: https://www.ml-quant.com/llms.txt
identifier: SSRN 4584825
source_url: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4584825
featured: 2023-09-28
citations: unknown
topic: Risk, Credit & Banking
---


# Data Breach Impact on Bank Operations

Data breaches at banks lead to a loss of insured and brokered deposits and negatively impact stock returns, but do not affect long-term operations; banks often increase lending after a breach, likely due to CEO compensation incentives.

- Source: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4584825
- Identifier: SSRN 4584825
- Released: 2023-03-11
- First featured: Quant Letter No. 17 (2023-09-28): https://www.ml-quant.com/issues/2023-09-28/
- Citations (Semantic Scholar): not tracked
- Published in: not yet
- Topic: Risk, Credit & Banking

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