---
title: Pricing Power in the Mortgage Market: Evidence from GSE Fee Waivers
url: https://www.ml-quant.com/papers/repec/nbr-nberwo-35907/
site: ML-Quant (https://www.ml-quant.com)
updated: 2026-10-30
license: Summaries CC BY 4.0; links go to the original sources
index: https://www.ml-quant.com/llms.txt
identifier: RePEc:nbr:nberwo:35907
source_url: https://econpapers.repec.org/RePEc:nbr:nberwo:35907
featured: 2026-10-30
citations: unknown
topic: Risk, Credit & Banking
---


# Pricing Power in the Mortgage Market: Evidence from GSE Fee Waivers

Mortgage intermediaries capture over 60% of $1.5 billion in GSE fee waivers; loan officers with histories of pricing expensive mortgages pass through less than 20% of savings.

- Source: https://econpapers.repec.org/RePEc:nbr:nberwo:35907
- Identifier: RePEc:nbr:nberwo:35907
- Released: 2026-10-26
- First featured: Quant Letter No. 137 (2026-10-30): https://www.ml-quant.com/issues/2026-10-30/
- Citations (Semantic Scholar): not tracked
- Published in: not yet
- Topic: Risk, Credit & Banking
- Authors: Neil Bhutta, Benjamin J. Keys, Adithya Raajkumar

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