---
title: Credit Markets with New Screening Technologies
url: https://www.ml-quant.com/papers/repec/nbr-nberwo-35905/
site: ML-Quant (https://www.ml-quant.com)
updated: 2026-10-30
license: Summaries CC BY 4.0; links go to the original sources
index: https://www.ml-quant.com/llms.txt
identifier: RePEc:nbr:nberwo:35905
source_url: https://econpapers.repec.org/RePEc:nbr:nberwo:35905
featured: 2026-10-30
citations: unknown
topic: Risk, Credit & Banking
---


# Credit Markets with New Screening Technologies

When screening errors correlate through shared AI systems, lenders specialize into distinct market segments with uniform rates or uniform quality but dispersed rates.

- Source: https://econpapers.repec.org/RePEc:nbr:nberwo:35905
- Identifier: RePEc:nbr:nberwo:35905
- Released: 2026-10-27
- First featured: Quant Letter No. 137 (2026-10-30): https://www.ml-quant.com/issues/2026-10-30/
- Citations (Semantic Scholar): not tracked
- Published in: not yet
- Topic: Risk, Credit & Banking
- Authors: Maryam Farboodi, Péter Kondor, Pablo Kurlat

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