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Household Registration System Identity And Risk Management. Analysis Based on CHFS Data

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1
Author
Xiaoyu Chen Xinyi Lv
Category
Financial
Date Posted
2022/11/22
Date Retrieved
2022/11/22
Date Revised
Date Written
2022/11/22
Description
Breaking the urban-rural dichotomy and achieving integrated urban-rural development is an important issue. This paper takes the reform of the household registration system as a shock to explore the impact of the unified household registration system on individual risk-taking behavior from the household registration system as a shock to explore the impact of the unified household registration system on individual risk-taking behavior from This paper finds that the unified household registration system breaks the identity separation between urban and rural This paper finds that the unified household registration system breaks the identity separation between urban and rural areas which releases the prudent risk attitude caused by "identity uncertainty" and makes individuals engage in more positive risk-taking behavior. Further the higher degree of risk preference and more systematic acquisition of financial knowledge brought about by the unified hukou status are possible channels that inf
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JEL Classifications
G11 J18 P35
Keywords
Household Registration System; Identity; Risk Management
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Pages
32
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346
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URL
https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4283361
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